Archive for Health Plans

AHIP Statement on Summary of Benefits and Coverage

AHIP Statement on Summary of Benefits and Coverage










Washington, DC (PRWEB) February 09, 2012

America’s Health Insurance Plans (AHIP) President and CEO Karen Ignagni today released the following statement on the final summary of benefits and coverage regulation released by the Department of Health and Human Services:

“The final regulation on the summary of benefits and coverage makes some important improvements over the preliminary rule, but additional time and flexibility are needed to avoid imposing costs that outweigh the benefits to consumers.

“Health plans and employers regularly update the materials they provide to ensure consumers have clear, user-friendly information about the benefits and costs of their health insurance policies. The final rule requires an almost complete overhaul and redesign of how information must be provided to consumers. The short time frame in which to implement this new requirement creates significant administrative challenges that will increase costs and result in duplication because many plans are already developing materials for employers whose policies take effect October 1, 2012.

“The benefits of providing a new summary of coverage document must be balanced against the increased administrative burden and higher costs to consumers and employers. Health plans currently offer a wide variety of innovative benefit designs to keep coverage as affordable as possible while meeting the diverse health care needs of consumers and employers. The rule requires that a separate document be available for each potential family size and for every possible benefit design option, including different cost-sharing levels, prescription drug formularies, and network designs. Requiring a separate document for each coverage scenario will significantly increase administrative costs and potentially result in consumers having to sort through scores of pages of coverage information.”

America’s Health Insurance Plans – Providing Health Benefits to More Than 200 Million Americans

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Travelhoppers Reveal Top 5 Tips For Traveling Safely With Pets And Launches ?Let Us Mail You a Cat? Campaign with Monthly Drawing

Travelhoppers Reveal Top 5 Tips For Traveling Safely With Pets And Launches “Let Us Mail You a Cat” Campaign with Monthly Drawing












TALLAHASSEE, FL (PRWEB) December 31, 2011

Travelhoppers – a website dedicated to providing free travel planning resources coupled with travel expert insight and advice – is pleased to unveil its “Let Us Mail You a Cat (or Dog)” campaign and reveal five tips for encouraging safe travel with pets. As part of the campaign consumers can register for a chance to win a dog or cat of their very own!

Travelhoppers’ “Let Us Mail You a Cat (or Dog)” campaign features a monthly drawing being launched today where five lucky winners each will receive a $ 75 gift certificate or credit at their local animal rescue shelter to adopt a dog or a cat. Consumers can register at Travelhoppers.com and/or like the Travelhoppers page on Facebook at facebook.com/travelhoppers for a chance to win. The site will also be running a series of articles on pet traveling such as its current offering entitled 10 things you should not do when traveling with pets!

Due to the high costs of overnight animal boarding and an increase in the number of pet-friendly hotels and travel destinations, more people will be bringing their pets along on their winter vacations than ever before. While traveling with pets can be a wonderful experience for both pet owners and their animals, there are several precautions that should be taken to ensure the safety, health and well-being of your animals while traveling domestically or abroad. The contributing travel writers and niche travel experts at Travelhoppers.com have compiled the following five helpful tips for planning safe pet-friendly travels, from their personal experiences and important lessons learned along the way:

1. Avoid “Pop-Up” Pet Carriers: One common mistake that travelers make when purchasing their animal carriers before a trip, is falling for the “deal” and purchasing the super affordable “pop-up” pet carriers that are advertised as being ultra-lightweight and compact as they can be easily folded and tucked away at the end of the day. While it’s true that these carriers are more affordable than traditional plastic crates, carriers and kennels, they are in actuality a real safety hazard for animals both large and small. What the advertisers DON’T tell you, is that these budget pop-up carriers are extremely flimsy, nearly impossible to carry and can collapse while your animal is inside of them at the drop of a dime. If you are planning to travel with pets, spend a little more money to purchase a durable kennel (preferably made of water-resistant plastic) with wire doors and windows for extra security and ventilation. Not only are these plastic kennels more easy to clean and maintain, but they will not collapse when luggage slightly shifts in your car or onboard a plane, they have carry handles for easy transport, they come in all sizes and will be a life-long investment that is well-worth the extra money spent. If traveling by plane, call the airline in advance to request their animal crate requirements and specifications to ensure you’ll have no difficulties boarding your animal.

2. Pack A Pet First-Aid Kit/Travel Bag: Prior to departing on a trip with your pet, preparation is key. Pack a separate bag for your pet that contains drinking water, enough food for several days, an extra leash, plastic bags to pick-up after your pet, cleaning supplies, first aid kit and one or two of your animal’s favorite toys from home. Don’t assume that the destination you’re visiting will have a pet supply store within a short driving distance or will have your pet’s specific food brand in stock, so pack these “travel essentials” for your pet just in case. Some important things to have on hand for first aid kit supplies include clean towels and cloths, nonstick bandages, adhesive tape, gauze and clean water.

3. Obtain Veterinarian Records In Advance: Ask your veterinarian for copies of your pet’s medical records and proof of vaccinations (especially a valid rabies certificate) that you can keep close on hand, should any emergencies arise while you’re away. You’ll want to call at least one month in advance to ensure your veterinarian has enough time to make these medical record copies for you. If traveling with an exotic animal, ask your veterinarian to provide your pet with an exam and health certificate and make sure you have the appropriate documentation in order to cross state or country lines with your animal.

4. Do Your Destination Homework: When traveling across state and country lines, it’s essential to have a valid rabies vaccine certificate on-hand. It’s also important to ensure your animal is in good health – as many countries require a signed certificate of health and some will even require an automatic veterinary inspection for all pets crossing the border. Do your research before traveling with a pet abroad. Some countries quarantine pets (for days and even months) before allowing the animal into their country. Some cities, states and countries also have restrictions on the types of exotic animals you’re allowed to bring with you, so contact the individual destinations you’re planning to visit (or those you will be driving through) to ensure that you have the proper documentation for your pet as well as to learn more about their possible quarantine procedures, exotic animal restrictions, mandatory microchip policies and more. It’s also recommended to microchip your animal prior to your trip, to avoid losing your pet while traveling.

5. Research Animal Restrictions & Fees for Pet-Friendly Hotels: Many hotels advertise as being pet-friendly these days, however, that does not mean that all animals will be warmly welcomed upon their arrival. Before booking rooms at a hotel that claims to be “pet-friendly,” call the hotel in advance to find out if they have specific animal restrictions, a maximum number of allowable pets per room and fees associated with pet stays. Additionally, have one pet-friendly hotel “back-up” plan for each destination on your travel itinerary should any problems arise with your original hotel reservations or their pet policies upon arrival. If traveling across country and making nightly hotel reservations on a whim, one great resource to keep in your car is “The AAA PetBook” – which is an on-the-road-guide for traveling with pets that has more than 13,000 pet-friendly hotels and campground selections by destination location across North America.

This roundup of pet travel tips was compiled by Travelhoppers’ Founder, Richard Earls, and his team of highly knowledgeable travel experts and travel writers that regularly contribute to the Travelhoppers blog.

Travelers looking for insightful information about travel, personal tips and expert advice can benefit from visiting the Travelhoppers blog to delve into interesting and unique aspects of travel with new articles, excerpts, and content added daily. From facts and figures to firsthand traveler reviews and so much more, Travelhoppers gives travelers the information they need and want – as well as providing free access to the largest, most frequently updated database of travel companies, brochures, and specialists on the Internet.

About Travelhoppers.com

Travelhoppers.com is a travel website dedicated to the proposition that it’s all about value. The company provides consumers with free access to the largest, frequently updated repository of travel companies brochures, and travel specialists on the Internet. All via one site, Travelhoppers.com brings travelers unabridged information directly from 3000+ tour operators, packagers, cruise lines, destinations and other travel suppliers; as well as insight from travel industry veterans, first-hand knowledge from travel writers and feedback from other consumers; and a means to connect with travel specialists for assistance with travel planning.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







Bernard Health Announces Former George W. Bush Healthcare Advisor Roy Ramthun To Speak At “Health Reform and Health Savings Accounts: The Opportunity, The Confusion”

Bernard Health Announces Former George W. Bush Healthcare Advisor Roy Ramthun To Speak At “Health Reform and Health Savings Accounts: The Opportunity, The Confusion”











Bernard Health


Nashville, Tennessee (PRWEB) September 06, 2011

Today, Bernard Health announced that Roy Ramthun, former healthcare advisor to George W. Bush, will speak at the September seminar “Health Reform and Health Savings Accounts: The Opportunity, The Confusion.” Joining Roy will be Sam Shallenberger, Chief Financial Officer of RJ Young, who will present a case study of how RJ Young utilized a Health Savings Account-based health plan strategy to save the company and its employees a fortune.

Taking place on Tuesday, September 27th at the Hilton Garden Inn at Vanderbilt in Nashville, Tennessee, the seminar is aiming to address the confusion and opportunity around health reform and Health Savings Accounts. It is timely, as the majority of small and medium-sized employers are entering the “open enrollment” season — that time of year when they have to make their strategic health plan decisions for 2012 and beyond.

Roy Ramthun led the implementation of Health Savings Accounts at the U.S. Treasury Department after they were enacted into law in December 2003. President George W. Bush then tapped Roy as his senior health policy advisor at the White House.

In 2010, Sam Shallenberger investigated Health Savings Accounts as a strategy to decrease employer and employee medical benefit expense. In the first plan year, RJ Young saved nearly $ 1 million (25%), with a further 1% decrease for the second and current plan year.

“So much health insurance confusion means it is critical for many employers to make the right strategic health plan decision, but almost impossible to feel like the right decision has been made. Roy Ramthun and Sam Shallenberger are uniquely positioned to provide both the ‘higher level’ and ‘real life’ perspective that many employers need in this area,” said Jocelyn Chambers from Bernard Health. “We’re thrilled to have them.”

Click here to register for the event online.

The seminar’s co-sponsors are Bernard Health, HSA Bank, and Healthcare Blue Book.

Learn more about Bernard Health at http://www.bernardhealth.com.

Learn more about HSA Bank at http://www.hsabank.com.

Learn more about Healthcare Blue Book at http://www.healthcarebluebook.com.

Bernard Healthʼs mission is to be the worldʼs most trusted advisor when it comes to helping people plan how to pay for both expected and unexpected healthcare expenses. Bernard pursues this mission with a unique mix of technology and “personal touch.” Based in Nashville, Tennessee, Bernard has locations in Indianapolis and Louisville with plans to expand nationwide.

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New AIS Newsletter Provides Reliable News and Sound Business Strategies on State Health Insurance Exchanges

New AIS Newsletter Provides Reliable News and Sound Business Strategies on State Health Insurance Exchanges










(PRWEB) August 12, 2011

An enormous transformation in health insurance is about to unfold, as states begin establishing health insurance exchanges. To provide health care business leaders with the news and strategies they need to succeed in this brave new world, AIS is pleased to announce the first issue of Inside Health Insurance Exchanges, a hard-hitting 12-page monthly newsletter for business planners with health plans, hospitals and health systems, medical groups, ancillary providers, suppliers, pharma companies and state health policy makers. For publication details, visit http://aishealth.com/marketplace/inside-health-insurance-exchanges.

State health insurance exchanges, the cornerstone of the health reform law, will soon have an enormous impact on the health insurance market. Exchanges are sure to create a sea change for hospitals and other providers, employers and state health officials – and offer an unprecedented growth opportunity for health insurers. But the rules that govern them are likely to be complicated and confusing, and will vary substantially from one state to another.

Inside Health Insurance Exchanges provides reliable answers to these and other important questions:

*Will all health plans be invited to participate?

*If so, how will their products need to be designed?

*What will they be allowed to sell outside the exchanges?

*How much pressure will newly insured individuals place on providers who already are hard-pressed to accept new patients?

Inside Health Insurance Exchanges is written by an experienced team of health business reporters – led by Managing Editor Steve Davis and Executive Editor Jill Brown – with extensive knowledge and contacts throughout the health insurance industry. AIS has been the industry’s #1 health care business publisher for 25 years, with Health Plan Week, AIS’s Health Reform Week and Medicare Advantage News among its dozens of highly regarded titles for health business leaders.

For more information on Inside Health Insurance Exchanges, including a sample issue and subscription information, visit http://aishealth.com/marketplace/inside-health-insurance-exchanges.

About AIS

AIS develops highly targeted news, data and strategies for managers in hospitals, health plans, medical group practices, pharmaceutical companies and other health care organizations. Learn more at http://www.AISHealth.com.

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Vocus©Copyright 1997-

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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







Individual Health Insurance Rates Reduced Through Minnesota Health Insurance Agency

Individual Health Insurance Rates Reduced Through Minnesota Health Insurance Agency










Minneapolis, MN (PRWEB) May 5, 2006

Assurant Health, a leading provider of individual health insurance in Minnesota, has announced a rate reduction on their “One Deductible” individual health insurance plan. This rate reduction applies to new applicants on a new “One Deductible” plan with an effective date of June 1, 2006, with or without a health savings account (HSA).

“Assurant Health is built on the cornerstone of consumer choice, providing ongoing flexibility and choices in health insurance plans and providers. Reducing rates for new customers is a choice they have made to help ease the burden of individual health insurance costs”, said Rick Roach, President of Health of America Insurance Agency.

In addition to reduced rates on their individual health insurance plan, Assurant Health is also offering the “RightStart HSA”, an HSA-qualified major medical plan at 15% to 49% lower premiums than their “One Deductible” plan.

“The Health Savings Account plan consists of a federally-qualified high deductible family or individual health insurance plan and a tax-sheltered HSA,” said Roach. “The high deductible plan costs considerably less in premium compared to a conventional plan and covers bills that exceed the deductible. The insured may use HSA contributions to pay smaller bills and some other expenses not typically covered by their individual health insurance plan such as dental and vision care with pre-tax HSA dollars and since the unused funds roll over tax-free from year to year, HSAs can also provide you savings for your retirement needs.”

To learn more about this Minnesota health insurance agency’s reduced individual health insurance rates and visit http://www.HealthInsurance-Quotes.com to get a fast, friendly, and free quote.

About Assurant Health

Founded in 1892, Assurant Health is one of the leading independent providers of health insurance to small businesses, individuals, and their families, with more than one million covered lives. Assurant Health develops and provides a wide range of small group, short term, student, and individual health insurance products, including consumer-choice products like HSAs and HRAs. With almost 3,000 employees, Assurant Health is headquartered in Milwaukee, WI, and has operations offices in Minnesota, Idaho, and Florida, as well as sales offices across the country. Assurant Health is the brand name for products underwritten and issued by one or more of Assurant Health’s underwriting companies: Time Insurance Company, John Alden Life Insurance Company and Union Security Insurance Company.

About Health of America Insurance Agency

Health of America Insurance Agency is an independent health insurance agency dedicated to providing affordable quality health, medical, dental and employee benefit products to meet the needs of today and tomorrow. Their agents provide the highest quality insurance carriers and products on the market today. The agency assures low-cost, quality health and medical insurance plans to residents of Minnesota, Texas and Wisconsin for both long-term (permanent) and short-term (up to 12 months) needs.

Optimization for Press Release by Xeal Precision Marketing

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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







Health Plan One Has Expanded Into the Medicare Market

Health Plan One Has Expanded Into the Medicare Market










(PRWEB) March 27, 2008

Health Plan One, based in Southport, Connecticut is a national health insurance brokerage firm that offers customers in fifty states a wide variety of health insurance plans from national and regional health insurance companies. Health Plan One offers many different health plans to maximize the amount of benefits you can receive. Whether you need a plan for you, your family, or your small business, you can rest assured that you will find the health insurance plan to fit your current lifestyle.

Health Plan One has recently expanded into the Medicare market by offering customers affordable and comprehensive Medicare options. Licensed Medicare Specialists will analyze and compare plans from the top health insurance carriers in the state. Among these carriers are Health Net, Aetna, and Anthem Blue Cross and Blue Shield.

The Licensed Medicare Specialists at Health Plan One are licensed throughout the country. They will host local seminars and arrange home appointments to analyze and compare Medicare health insurance plans and ensure individuals have the plan that best meets their individual needs. For more information, please visit http://www.healthplanone.com/medicare/ or call us toll-free at 1-800-328-7305.

About Health Plan One:

Founded in 2005, Health Plan One (http://www.healthplanone.com) markets individual, family and small business health insurance. The company has become a marketplace for purchasing health insurance online by offering the broadest selection of health insurance companies and plans nationwide at the best available prices, and delivering quality customer service through licensed sales and customer service professionals.

Contact:

Bill Stapleton

HEALTH PLAN ONE

203-256-9116

http://www.healthplanone.com

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.